Jurisdiction, Scope and How Our Terms Apply
Our terms of service apply from the moment you open an account and cover every interaction — from the first deposit you make through QRIS or DANA, to any withdrawal you request via OVO or GoPay. We write our policies in plain language so you can
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see exactly what we collect, why we collect it, and how long we keep it. Where local law restricts or conditions access, eligibility depends on local law, and we do not obscure that fact. Any material change to our terms is communicated to you by email
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or by an in-account notification before the change takes effect, so you are never caught off-guard. Questions about scope or jurisdiction can be directed to our legal inbox at any time.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.